A credit without Credit bureau is a loan with negative Credit bureau, but without prepayment. Credit intermediaries who require payment in advance for their services usually do not do anything good. What you need to look out for in risk loan offers, which often happens in secret, is brought to light by the contribution.

Credit with negative Credit bureau without prepayment – everything else is borderline

It is not only Capital Lender that proves that credit institutions do not always ensure compliance with legal requirements. Above all, errors of advice are denounced in connection with the credit contracts of credit institutions with a branch network. Some direct banks were particularly praised for providing comprehensive information in the context of credit counseling. All legally relevant information came automatically together with the preliminary loan approval.

The results of various studies on credit without Credit bureau are shocking: Without the bland taste of suspected fraud, only a credit with negative Credit bureau without prepayment should be considered. All reputable credit brokerage companies have long since switched over to the practice, only in the event of success and afterwards to charge fees.

The reactions of the windy traders to generally condemn advance payment for risk loans are diverse. They often expressly advertise the loan with a negative Credit bureau without prepayment. Only those who have an insight into the methods can protect themselves from them.

Don’t be exempted – fair credit without Credit bureau

Untrustworthy credit brokers need to find other ways to get the money of inexperienced citizens. It is an “old hat” to send the loan application cash on delivery. Cash on delivery items from credit intermediaries should never be accepted. Unfair providers are now using service numbers to pull money out of people’s pockets. A text message, e-mail or letter post prompts you to call an expensive hotline.

If a reputable provider has a question for you, he will ask for a written answer. If the demand is more extensive, he will give the possibility of a call back on a normal telephone number.

Another strategy is commission transactions outside of the credit request. For example, the call to create loan collateral sounds logical. This would probably make the loan possible in about six months. The offer is to take out a life insurance policy or a savings contract. It is true that a long-term savings contract can be used as collateral. However, this is not the case after six months.

The six-month period serves to secure the commission. Until then, no cent has been saved, only the broker’s commission has been earned. Offers for a “real” credit card or moving the current account to another provider work in a similar way. The agent always gets a commission, you probably won’t get a loan. You only remain seated at the high cost of the new account or the savings contract.

How can serious offers be found?

The age of the company provides guidance in particular. Untrustworthy companies are often forced to change their name after just a few years. Many cheated people post their experiences in forums. If you have been cheated, the search engine names Ross and Reiter.

Serious offers for a loan with a negative Credit bureau without prepayment, they often only come directly from the credit provider or from long-established brokerage companies.